Bankruptcy Overview

You Don't Have to Lose Your House or Car

At the law office of bankruptcy attorney Jerrold W. Bartman, Esquire, relief may be only a telephone call away. We focus on the following areas of our bankruptcy practice for clients in Albany, Syracuse, Poughkeepsie, and the surrounding areas:

Chapter 7 Bankruptcy - Despite rumors and changes in the law, Chapter 7 bankruptcy still exists as a viable option. Our job is to help you wipe the slate clean and get a fresh start.

Chapter 13 Bankruptcy - For those who don't qualify for Chapter 7 bankruptcy, a payment plan under Chapter 13 bankruptcy, where you may be able to pay your unsecured creditors ten percent or less of what you owe them, is just as effective in stopping creditor harassment and keeping your possessions. At the law office of Jerrold W. Bartman, Esquire, we can help reorganize your debts.

For the immediate protection you need from an avalanche of debt or to avoid foreclosure or car repossession, contact us at (518)-864-4167 or toll free at (866)-559-7665.

Home Foreclosure - Even though increasing numbers of people are facing the loss of their home, that provides little comfort if you are facing foreclosure. The sense of uncertainty and the effects on your family weigh heavily on your mind. We not only provide you advice and options for dealing with foreclosure, but ways to stop foreclosure through the bankruptcy process.

Repossessions - We can help you keep your car through Chapter 13, giving you up to five years to pay it back. In addition, if your car has already been repossessed, the debt can be eliminated through bankruptcy.

Tax Debt Relief - Believe it or not, if your tax debt is more than three years old and returns have been filed on time that debt may be dischargeable through bankruptcy.

Credit Card Debt - The more trouble you have paying your credit cards back, the more interest rates rise and late fees pile up. The debt gets bigger as your ability to pay is reduced. We may be able to rescue you from this seemingly inescapable trap.

Contact Us

For more information on what to expect in bankruptcy or the warning signs, contact a seasoned bankruptcy lawyer who will clear up any misconceptions you may have. We offer payment plans.