Information Center
Helping You Make the Decision to File Bankruptcy
Filing bankruptcy may be one of the most important decisions you make. It comes after a long period of financial stress and careful thought. Bankruptcy is a life changing event. However, filing for bankruptcy should not be thought of as a personal failing, but the opportunity to get a new start. People from Syracuse, Poughkeepsie, Albany and communities throughout upstate New York have come to the law office of Jerrold W. Bartman, Esquire for help with this monumental step.
You need the facts to see if bankruptcy is the best choice for you. The first step is to talk to an experienced bankruptcy lawyer. For the level of representation you need, contact us at (518)-864-4167 or toll free at (866)-559-7665.
Bankruptcy May Be Your Best Option
It is true that a Chapter 7 debt discharge or a Chapter 13 repayment plan will do some damage to your credit rating, at least initially. However, if you cannot pay back your debts in a timely fashion, your credit rating is most likely already damaged. Despite the negative effect on your credit rating there can be benefits to filing bankruptcy:
- Providing you the options to deal with a home foreclosure. We give you the foreclosure advice you need to save your family home through a bankruptcy filing.
- It can be a better alternative to consumer credit counseling companies who, in effect, work for your creditors.
- Stop repossession or your car or allow you to discharge the remaining debt if your car has been taken and auctioned off.
- Secure relief from high-interest credit card debt and old income tax debts.
The Level of Advocacy You Need When Deciding on Bankruptcy
A seasoned bankruptcy attorney can be your best advocate to wipe the slate clean and secure that fresh start. At the law office of Jerrold W. Bartman, Esquire, we educate our clients on what to expect, any fears and misconceptions of the process, and even stupid bankruptcy tricks that should be avoided.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding a debt settlement or discharge, please contact us.
