What to Expect in Bankruptcy

Helping You Get Through the Bankruptcy Process

Fear of the unknown can prevent some people from filing for bankruptcy. If you are thinking about filing for bankruptcy, you need to know the facts about the entire process. Bankruptcy attorney Jerrold W. Bartman, Esquire has helped people in Albany, Syracuse, Poughkeepsie and throughout upstate New York through the complicated steps involved in achieving debt relief.

We know how the debt relief process works and we will educate you on what to expect in bankruptcy court. Contact us at (518)-864-4167 or (866)-559-7665.

When You Need Protection through Chapter 7 Bankruptcy

During a Chapter 7 bankruptcy, a trustee is appointed to identify any unprotected assets to be auctioned under bankruptcy law. A vast majority of our clients in Chapter 7 do not own anything over and above what the law will allow them to have. This means that as a general rule, most people do not lose any assets in a Chapter 7 filing.

Filing for a Chapter 13 Bankruptcy

At the law office of Jerrold W. Bartman, Esquire, we also help clients file for Chapter 13 debt relief. That process protects assets that may be lost in a Chapter 7. In the end, you may have to make a choice between completely discharging your debt and running the risk of losing some of your possessions in a Chapter 7, or reorganizing your debts in a Chapter 13, and keeping your secured property.

Contact Us

For more information or to schedule an appointment with an experienced lawyer regarding the bankruptcy process and how it can stop foreclosure and wage garnishment, please contact us.